Diagnose. Control. Plan.
Grow. Protect.
Turn Your Income Into Lasting, Protected Wealth
Six ways to work with me — from a 90-minute Financial Fitness Scan™ to a complete Wealth Protection Plan™. Every engagement is fixed scope, fixed price, and fee-based.
A 20-minute call with a financial planner to understand your situation and goals, and recommend which of the six services — if any — fits where you are right now.
Financial Fitness Scan™
A 60–90 minute diagnostic consultation plus a written report that measures your financial health across income, spending, savings, debt, assets, and protection — and shows exactly what to fix first.
- Net Worth Statement
- Monthly Cash Flow Analysis
- Savings Rate Assessment
- Debt & Liability Review
- Emergency Fund Check
- Protection Gap Check
- Financial Fitness Score
- Top 3 Priority Actions
Cash Flow Control™
A structured engagement that builds your Personal Money Management System™ — a practical monthly structure that stops leaks, creates a reliable surplus, and automates saving from the day income arrives.
- Spending Pattern Analysis
- Money Leak Identification
- Personal Money Management System™
- Bucket & Account Structure
- Automated Savings Setup
- Debt Repayment Priority Plan
- Family Obligations Budget
- 30-Day Follow-Up Check-In
Goal-Based Financial Planning™
Every important goal — children's education, a home, Hajj, a wedding, a business — converted into an inflation-adjusted target, a deadline, and the exact monthly investment required to reach it.
- Goal Identification & Priorities
- Inflation-Adjusted Goal Costing
- Monthly Investment per Goal
- Children's Education Planning
- Home & Major Purchase Planning
- Hajj, Marriage & Family Goals
- Investment Mix per Goal
- Written Goal-Based Financial Plan
Financial Freedom Plan™
Your personal financial freedom number, adjusted for Pakistan's inflation, and a stage-by-stage roadmap showing how and when your investments can replace your income.
- Financial Freedom Number
- Inflation-Adjusted Target
- FIRE Timeline Scenarios
- Retirement Projection (PF, Gratuity, VPS)
- Savings Rate Targets
- Freedom Portfolio Allocation
- Stage-by-Stage Milestones
- Personal Financial Freedom Roadmap™
Wealth Creation Plan™
A complete wealth strategy: how much to invest, where, and in what mix — across mutual funds, equities, government instruments, gold, real estate, and business equity — built around your goals and risk profile.
- Investable Net Worth Analysis
- Risk Profile Assessment
- Asset Allocation Strategy
- Funds, Equities & Govt. Instruments
- Gold & Real Estate Strategy
- Business Owner Profit Extraction
- Rebalancing Rules
- Personal Wealth Creation Strategy™
Wealth Protection Plan™
A full review of every risk to your wealth — health, income, concentration, legal, business, and succession — with a written report and action plan to close each gap.
- Full Risk Exposure Audit
- Health Cover Review
- Life / Takaful Cover Sizing
- Emergency Reserve Structure
- Concentration Risk Review
- Property Title & Documents Checklist
- Business & Partnership Protection
- Succession & Inheritance Guidance
- Wealth Protection Report + Action Plan
Compare the Six Services
| # | Service | Purpose | Duration | Deliverable | Price |
|---|---|---|---|---|---|
| 1 | Financial Fitness Scan™ | Diagnose | 60–90 min + report | Financial Fitness Report + consultation | PKR 10,000 |
| 2 | Cash Flow Control™ | Control | 1–2 weeks | Personal Money Management System™ | PKR 15,000 |
| 3 | Goal-Based Financial Planning™ | Achieve specific goals | 1–2 weeks | Personal Goal-Based Financial Plan | PKR 20,000 |
| 4 | Financial Freedom Plan™ | FIRE / financial independence | 2 weeks | Personal Financial Freedom Roadmap™ | PKR 30,000 |
| 5 | Wealth Creation Plan™ | Build wealth and assets | — | Personal Wealth Creation Strategy™ | PKR 50,000 |
| 6 | Wealth Protection Plan™ | Protect wealth | — | Wealth Protection Report + Action Plan | PKR 100,000 |
Know where you stand. Control your money.
Plan your goals. Build and protect your wealth.
Start With the Financial Fitness Scan™
Or book the free Financial Clarity Call and I'll recommend the right starting point for your situation.
Book a Consultation →